Lottery Betting Rules

Schedule 3 - Lottery Betting Rules (Lottery Betting Games).

These Rules for Draw-Based Games apply when You play any Lottery Betting Game. Each Lottery Betting Game also has its own Game Specific Rules that apply to that Lottery Betting Game.

The Lottery Operator’s Rules apply in addition to these Rules.

1.1. You may only place a bet if;:

• A. A person not located in the United States of America or in a jurisdiction prohibited by the Jersey Gambling Commission, or a jurisdiction where gambling is illegal
• B. A person whose age is over 18 or over the age at which it becomes lawful for You to gamble in the jurisdiction where You are resident if that is greater than 18.
• C. Not be a person on the Excluded Lists;
• D. At the time of placing a Bet not be a director, officer, or employee (or their spouse or dependant) of  the Operator or of one of the group companies or a contractor or service provider to the Operator;
• E. Acknowledge that instructions to place or the apparent placement of a Bet after the submission deadline and/or after the start of a specific draw or a draw that has actually occurred will not be valid, irrespective of any automatic confirmation that may be generated or irrespective of a wrong deadline displayed on the Operator’s Website;
• F. Acknowledge that the jackpot values displayed for lotteries offered on the Operator’s Website are approximate estimates of what the jackpot will be using certain assumptions, such as the current or future jackpot being won or rolled over. The value is an estimate and is not legally binding and the Operator is  not liable for any inaccuracies between the estimated jackpot and the actual jackpot;
• G. Acknowledge that if a lottery draw does not take place or no draw result is published or officially announced or the bets could not be accepted for a particular draw, all valid Bets on that Betting Event will stand for the rescheduled draw or the next available relevant draw. The deadline for submission of Bets will be displayed on the Operator’s Website. Instructions to place or the apparent placement of a Bet after the submission deadline and/or after the start of a specific draw or a draw that has actually occurred will not be valid, irrespective of any automatic confirmation that may be generated or irrespective of a wrong deadline displayed on the Operator’s Website.
• H. Acknowledge where these Supplemental Game Terms are published in several languages, the English version of these Supplemental Game Terms will supersede and take precedence over any conflicting elements with other languages;

1.2. A Bet will not be entered into a Draw after the time defined by Islands Lotto or after the Underlying Lottery closes prior to the results being drawn.

1.3 Your Bet will be valid only if it is recorded on Islands Lotto’s Computer System and Islands Lotto’s Computer System has received confirmation from the Insurer or any intermediary between Island Lotto and Insurer that the Bet You placed through the Site has been accepted.  This is shown in Your account that the Bet has been confirmed.

• 1.3.1. In the event that a Bet is not successfully confirmed by the Insurer or any intermediary between Islands Lotto and the Insurer, then the unsuccessful Bet will be void and the value of the Bet will be returned to your player account.
• 1.3.2. Where a Bet is placed for multiple draws. In the event that a bet in one of the requested draws is not confirmed by the Insurer or any intermediary between Islands Lotto and the Insurer, then the value of the unsuccessful Bet and any future Bets placed will be returned to your player account.
• 1.3.3. Under no circumstances will prizes be awarded for bets that have not been confirmed by the Insurer or any Intermediary between Islands Lotto and the Insurer for any reason.

1.4 When you place a Bet you acknowledge that Islands Lotto is not connected or affiliated to the Underlying Lottery Operator or the Underlying Lottery that you bet on and Islands Lotto are not buying a ticket for these lotteries on your behalf.

2.1. The Underlying Lottery Operator will decide the time, frequency, date and method of the Draws for each Game.  The time and date of when each Draw will take place will be published on the Site.

2.2. For each draw:

• 2.2.1. The Underlying Lottery Operator will select Winning Numbers at random using their technology; and
• 2.2.2. be conducted in line with the Underlying Lottery Operator’s Rules.

2.3. If a Draw is interrupted because of equipment failure or for any other reason, the Draw will be completed in line with the applicable Draw Procedures for that Game. If a Draw cannot take place on the date or at the time fixed, it will take place as soon as reasonably possible after that date according to the Draw Procedures for that Game.

2.4. If any Draw is declared invalid, a subsequent Draw will take place in line with the applicable Draw Procedures to determine the Winning Numbers.  If a Draw is declared invalid, any Bet for such Draw will be valid for the subsequent Draw.

2.5. The numbers drawn mentioned in Paragraph 2.2.2 above will be the Winning Numbers for that Draw.

2.6. Islands Lotto will only pay out on a claim for a Prize based on the official results of the relevant Draw recorded in line with Paragraph 2.5 above and electronically recorded and confirmed in Islands Lotto’s Computer System. Islands Lotto will not pay out on a claim for a Prize based on results recorded anywhere else, including for example in newspapers, any online source, or on the Site.

2.7. Islands Lotto will not be required to make any payment against any incorrectly announced number(s) at the Draw, and the Underlying Lottery Operator as described in Paragraph 2.2.2 above will confirm the correct number(s).

3.1.1Payment of Winnings. In the event that a Bet is a Winning Bet:

• A. A calculation of the total monetary value of the Winnings will be carried out;

• B. If required the Operator will request the completion of certain Player verification tasks. In particular, all tier 1 and tier 2 payouts in respect of Bets on the outcome of Betting Events are subject to enhanced player verification, third party audits on win validation and payout by the underlying insurers; and,

• C. After completion of such verification tasks, assuming no valid issues that may have been identified remain unresolved, the Winnings will be made available to the Operator.

3.1.2 Calculation of Winnings. The calculation is different per Underlying Lottery and Prize Category. The following table explains which calculation method applies for each game:

Winnings in a Type A Prize Category

3.2 The Winnings payable in respect of each Bet in a Type A Prize Category (as defined in the table above), will depend on the number of the Islands Lotto Winning Tickets in that Prize Category, the payable Prize defined by Islands Lotto in that Prize Category.

Only one Islands Lotto Betting Network Winning Bet in a Type A Prize Category

3.4 If there is only one Islands Lotto Bet in a Type A Prize Category, the Winnings payable in respect of this Islands Lotto Winning Bet are the full amount as defined in the draws rules displayed on the Islands Lotto website

More than one Island Lotto Winning Bet

3.5 If there is more than one Islands Lotto Winning Bet in the Type A Prize Category, the Winnings in the Type A Prize Category are calculated based on a “Share Model“, consisting of three steps.

Step 1 – Calculation of the number of shares:

Number of shares = Number of Islands Lotto Jackpot Winning Tickets

Step 2 – Calculation of Size of each share:

Size of 1 share = Islands Lotto Jackpot in that Prize Category / Number of shares

Step 3 – Allocation of Winnings:

1 share per Islands Lotto Winning Bet in the Type A Prize Category

Winnings in a Type B Prize Category

3.6 The Winnings to be paid out in respect of each Islands Lotto Winning Bet in a Type B Prize Category (as defined in the table above, for example Prize Category 4 in UK Lotto) shall be the amount of the Prize announced by Islands Lotto in respect of an Islands Lotto Winning Ticket in the respective Prize Category.

3.7 SpecialJackpots. For all games, Islands Lotto has the possibility to announce a SpecialJackpot under its sole discretion. In this case, the SpecialJackpot sum announced replaces any standard Islands Lotto Jackpot in that Type A Prize Category.

3.8 One Prize Category. Only one Prize Category can be won per Bet, which will be the highest of the available Prize Categories achieved by, and relevant to, that Bet.

3.9 Currencies. Winnings are calculated and credited in GBP. The exchange rate used is the European Central Bank Euro foreign exchange reference rate published on the respective draw date on the ECB website (ecb.europa.eu) or (if ecb.europa.eu is not available) the spot rate of exchange (the closing midpoint) for that currency into EUR on the respective draw date as published on oanda.com provided that, in each case, if such date is not a Business Day, the relevant rate shall be that published the preceding Business Day. “Business Day” for the purposes of this clause means a day (other than a Saturday or a Sunday) on which banks are generally open for business in Gibraltar, London and Frankfurt. This clause also applies for annuity payments. However, Islands Lotto may, in its sole discretion, chose to calculate and credit Winnings in the currency in which the Bet was placed. 

3.10 Displayed Information. Islands Lotto will not be liable for any mistakes in respect to the information displayed. 

Deductions applied to Winnings

3.11 Winnings in Type A Category will be paid minus any additional deductions as described within the terms and conditions and draw rules following receipt of funds from the insurance provider.

3.22 The maximum jackpot prize payout is £6,000,000 minus any fees incurred settling the funds to the winner. 

4.1 Printed Play tickets/screenshot Play tickets cannot be used as evidence of  a Bet or of the numbers selected for a Game, or used otherwise to claim a Prize, nor can a purchase confirmation made available to You (or sent to You) by Islands Lotto be used under any circumstances as evidence that You are entitled to claim a Prize.

4.2 Small Prizes will be automatically credited to Your Account and available to play or withdraw in accordance with the Terms. Large Prizes will be allocated to Your Account but will not be available to play or withdraw until the Prize has been validated and the amount has been paid out by the Insurer or any intermediary between Islands Lotto and the Insurer.

4.3 Islands Lotto will not be liable to pay out on a claim for a Prize, or in any other way, should the Insurer or any intermediary between Islands Lotto and the Insurer not pay out on a claim for a Prize.

5.1 Islands Lotto has the right to announce the closing date and time for a Lottery Betting Game at any time. No Entries for that Lottery Betting Game will be sold after the closing date and time.  The closing date and time for the Lottery Betting Game will be accessible on the Site.

5.2 Islands Lotto has the right (at its absolute discretion) to suspend or withdraw any Lottery Betting Game.

5.3 Subject to Paragraph 2.4 above, if You have placed a Bet for a Draw which is withdrawn, Islands Lotto will credit Your Account with the amount paid to place the Bet in the Draw which was withdrawn.

6.1. Where instructed by the Jersey Gambling Commission Islands Lotto will, or Islands Lotto may (in its absolute discretion), declare that a Lottery Betting Game or Bet is defective. In these circumstances, all relevant Bets and all relevant Prizes won will be void and Islands Lotto will reimburse to Your Account the Funds used to pay for the defective Bet.

6.2. You do not have the right to cancel a Bet and, subject to Paragraphs 4.3 and 5.1 above, no reimbursement of Funds used to purchase any Bet will be given in any circumstances.

“Bet” – a bet on the outcome of an Underlying Lottery and/or Underlying Lottery Jackpot.

“Excluded List” – means any of the following:

• A. Any person, citizen of, or resident in a country listed by the Financial Action Task Force (“FATF”) as being a high risk jurisdiction subject to a call for action as communicated from time to time by the FATF (Including at: www.fatf-gafi.org);

• B. any person listed on the Financial Sanctions List of HMRC, as varied from time to time; and

• C. any person citizen of or resident in the United States of America, Cuba, Syria, Venezuela, Russia, Ukraine or Belarus.

“FATF” - Financial Action Task Force

“Jackpot” – in the case of a Bet, the maximum possible winning at EU Lotto in respect to the underlying draw of the relevant Prize Category/Prize Categories of the relevant lotteries

“Game Overview” – the calculations as set out in these terms and conditions under the heading “Calculation of Winnings”.

“SpecialJackpot” – in the highest Prize Category communicated by the Operator in regards to a EU Lotto game, if that sum is higher than the published jackpot of the relevant underlying lottery.

“Operator” – T40 Technologies Limited.

“Operators’ Website” -  means the website accessible by Players operated by the Operator which is T40 Technologies Limited.  

“Pay Out” – the amount, which the operator of an Underlying Lottery has to pay out or has already paid out, in respect to a correctly matched Bet of a relevant draw in a relevant Prize Category

“Player” – a registered user of the Operator’s Website.

“Prize Category” or “Prize Tier” –the total amount of numbers correctly matched by any player who has placed a bet with Isalnds Lotto, by whatever means, (including but not limited to Super Numbers, Stars, Euro Numbers, Powerballs, Megaballs, Bonus Balls and/or others as applicable) determines the Prize Category in respect of the relevant draw of a certain lottery or a relevant game, as announced in the official rules of the Underlying Lottery.

“Type A Prize Category” – a Prize Category where the payout to Players depends on the total number of Islands Lotto Winning Bets in that Prize Category, as defined in the Islands Lotto Game overview.

“Type B Prize Category” – a Prize Category where the payout to Players is independent from the number of Islands Lotto Winning Bets in that Prize Category, as defined in the Islands Lotto Game overview.

“Underlying Lottery Operator” – the organisation that organises or co-organises the Underlying Lottery.

“Winnings” – this refers to the amounts to be paid to Players in respect of EU Lotto Winning Bets.